Genevi\u00e8re Allaire<\/a>\u00a0<\/strong>pour La Tribune de L’Assurance <\/p>\n\n\n\n<\/p>\n\n\n\n
Dans la course \u00e0 l\u2019innovation engag\u00e9e par le secteur de l\u2019assurance en France, l\u2019intelligence artificielle et l\u2019\u00e9cosyst\u00e8me des start-up sont deux moteurs essentiels. Comment les assureurs traditionnels peuvent-ils s\u2019en saisir ?<\/p>\n\n\n\n
\u00ab En vue de faire \u00e9voluer les besoins op\u00e9rationnels et d\u2019augmenter les marges, les soci\u00e9t\u00e9s d\u2019assurance et les mutuelles n\u2019ont d\u2019autre choix que d\u2019int\u00e9grer les derni\u00e8res tendances technologiques apport\u00e9es par l\u2019intelligence artificielle (IA) \u00bb, <\/em>notifie Alexandre Rispal. Selon le cofondateur et associ\u00e9 d\u2019Hekz\u00e9, soci\u00e9t\u00e9 de conseil accompagnant les structures en qu\u00eate de performance ou de croissance et \u00e9manation du groupe Grant Alexander, cette appropriation est indissociable d\u2019une r\u00e9flexion \u00e0 mener sur la mani\u00e8re de conduire les affaires, dans une approche plus \u00e9thique qui peut s\u2019exprimer, par exemple, \u00e0 l\u2019\u00e9gard des commissionnements. \u00c0 propos des courtiers en assurance, Alexandre Rispal consid\u00e8re qu\u2019\u00ab ils sont bouscul\u00e9s sur leur mod\u00e8le, notamment en raison de la digitalisation accrue, et ils sont de plus en plus concurrenc\u00e9s par les porteurs de risques, ce qui leur impose de repenser et d\u2019acc\u00e9l\u00e9rer leur strat\u00e9gie, en particulier \u00e0 l\u2019\u00e9gard des op\u00e9rations financi\u00e8res \u00bb. <\/em>Il prend notamment pour exemple les fonds de Private Equity ayant investi dans des cabinets de courtage sur un horizon court (cinq \u00e0 sept ans) pour des raisons de gestion de la liquidit\u00e9 et des passifs. Alexandre Rispal ajoute qu\u2019\u00ab il est incontournable que les porteurs de risques \u201ctraditionnels\u201d s\u2019associent \u00e0 des InsurTech et des courtiers grossistes, car il leur est indispensable d\u2019ouvrir leur distribution \u00e0 d\u2019autres canaux et de cibler de nouveaux partenariats \u00bb. <\/em>Pour leur part, les InsurTech ont besoin des acteurs historiques afin de proc\u00e9der \u00e0 des lev\u00e9es de fonds.<\/p>\n\n\n\n<\/p>\n\n\n\n
<\/p>\n\n\n\n
Article \u00e0 d\u00e9couvrir ici : https:\/\/tribune-assurance.optionfinance.fr\/communaute\/travail-lia-change-les-regles-du-jeu.html<\/p>\n","protected":false},"excerpt":{"rendered":"
Publi\u00e9 le 26 janvier 2026 \u00e0 13h30 Genevi\u00e8re Allaire\u00a0pour La Tribune de L’Assurance Dans la course \u00e0 l\u2019innovation engag\u00e9e par le secteur de l\u2019assurance en France, l\u2019intelligence..<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[66],"tags":[],"class_list":["post-96581","post","type-post","status-publish","format-standard","hentry","category-communique-de-presse-fr"],"yoast_head":"\n
Travail : l\u2019IA change les r\u00e8gles du jeu - Hekze<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hekze.com\/?p=96581\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Travail : l\u2019IA change les r\u00e8gles du jeu - Hekze\" \/>\n<meta property=\"og:description\" content=\"Publi\u00e9 le 26 janvier 2026 \u00e0 13h30 Genevi\u00e8re Allaire\u00a0pour La Tribune de L’Assurance Dans la course \u00e0 l\u2019innovation engag\u00e9e par le secteur de l\u2019assurance en France, l\u2019intelligence..\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hekze.com\/?p=96581\" \/>\n<meta property=\"og:site_name\" content=\"Hekze\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-24T13:47:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-24T13:47:47+00:00\" \/>\n<meta name=\"author\" content=\"HEKZ\u00c9\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"HEKZ\u00c9\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/hekze.com\/?p=96581\",\"url\":\"https:\/\/hekze.com\/?p=96581\",\"name\":\"Travail : l\u2019IA change les r\u00e8gles du jeu - 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